Jason Bourque and Blair Breton have a combined 30+ years in the financial services industry. They were colleagues and friends prior to establishing their professional partnership in 2018. They both feel strongly about helping clients plan for the good in life while ensuring financial security is at the foundation of that planning.
Jason and Blair established their firm with a strong belief that each person and situation is unique. Therefore, it is important to match trusted, professional guidance with an understanding that financial solutions are not “one size fits all” .
Our mission is to provide a confident and clear financial strategy in an increasingly uncertain world. Our collaborative process includes a holistic approach to evaluating financial goals and aligning them with each client’s unique set of values. Our hope is to make the complex simple and the goals achievable.
We offer a wide array of services to help business owners address their financial needs at every stage of the business life cycle. Taking into account their personal values and financial goals, we create and execute customized strategies to help entrepreneurs meet their objectives. Some of our key services are detailed below.
We provide individuals and families with innovative, cutting-edge products and services to help them grow, protect and conserve their wealth through all stages in life. Taking into account your needs, goals and tolerance to risk, we will work with you to bring clarity to where you’re going and how to get there. Some of our key services are detailed below.
At Creative Wealth Solutions, we work with attorneys, accountants, trust officers and other financial advisors to better serve the needs of our clients. This collaborative approach gives our clients the most comprehensive service available.
When you work with CWS, you can rest assured that we will work with you to develop a mutually agreeable process for interacting with our shared clients.
We know that every organization has different methods and preferences for how communication is handled, so we are flexible and adaptable in order to effectively meet the needs of our clients within a cohesive team environment. We will always maintain open lines of communication and keep you apprised of all developments.
We are a results-oriented firm, and we will deliver creative and effective solutions for your clients in the areas of business, estate, succession, and tax planning strategies. We invite you to explore our website to gain a clearer understanding of our team and the resources we bring to the table. If you have questions or would like to discuss a particular client that we may be able to assist, please don’t hesitate to contact us.
We work with our clients to design and implement a variety of investment strategies. We offer access to investment programs ranging from separately managed portfolios of stocks and bonds to mutual funds and access to quality third-party wealth management programs.
The amount you will need in retirement depends on several things- the age you plan to retire, your desired retirement lifestyle, how long you expect to live, and other needs or goals. Let us help organize all these factors while helping ensure you maximize your retirement income.
A well-engineered estate conservation strategy can minimize tax2 liability and ensure that loved ones are protected. We will work with you and your other advisors to assess the impact of state and federal taxes on your estate. From there, we will suggest strategies to help minimize those taxes while meeting your personal philosophies and family needs.
Asset Protection/Risk Management
There are numerous financial strategies that can help you protect your financial future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out what the right course of action is for your specific situation and objectives.
Executive Benefits/Succession Planning
Executive benefit packages can help you attract, motivate and retain high-caliber employees, while keeping your company healthy and stable. Succession planning allows owners to leave their business on their own timeframe while preparing their company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business.
A fee-based, in depth financial planning process that explores all aspects of a client’s financial objectives and where they stand in regard to their objectives. It entails a comprehensive analysis that produces a detailed set of goal-based recommendations that will give the client a clear path to achieving those desired goals.
The CWS Process
1. Identify Your Needs & Objectives
Every financial situation is unique, which is why it is vitally important to find out as much as possible about you and your objectives. The more we know, the more precise the recommendations and ultimately, the better the results.
2. Gather Information
We will work with you to identify and prioritize your objectives. We will take the time to understand your hopes and dreams and get to know the people in your life that matter most to you.
3. Analyze Information & Develop Strategy
Using our consultative process, we will develop a detailed strategy to help you achieve your goals. Based on our conversations and analysis, we can illustrate the steps that it will take to help you achieve your financial goals.
4. Plan Presentation & Delivery
Once we have a full understanding of your situation, goals and objectives, we will utilize our research and planning resources to present action items that will help you achieve your goals.
5. Implement A Plan
Once we agree on a plan1, we will implement your strategy and work closely with you and your other advisors to ensure its success.
6. Review Your Progress & Update
Planning is not a one-shot deal. Strategies need to be adjusted periodically as your life and the economy change. We will work with you over the years to help keep your program on track with your changing needs.
Creative Wealth Solutions actively supports the Epilepsy Foundation of New England (EFNE). Jason is on the board of EFNE as he chairs the Development committee, and is a member of the Finance and Investment committees. Jason and his family got involved with EFNE after his son, Parker, was diagnosed with Epilepsy in 2016. Since then, Jason and our CWS family continue to provide fundraising support to this great organization.
2048 Washington St, Suite 2
Hanover, MA 02339